Insights Basics of Financial Planning: Savings, Insurance and Investment Use this financial planning guide to better plan your savings, insurance and investment in order to lead a financially secure life. Impact of inflation on your investments Learn how inflation erodes the purchasing power of your money, making even safe investments risky, and what you can do to beat inflation in the long run. Tax treatment of mutual funds Taxation of mutual funds in India depends on the type of fund, holding period and chosen plan option (growth or dividend).